Join us at the intersection of three core investing themes

Over 1 Billion consumers globally are already using our Savings Circles offline with over $500 billion transacting in Savings Circles worldwide every year - already a massive global TAM. More than 90 countries around the world are waiting for digital Savings Circles to arrive.

Digital Savings Circles are a huge opportunity

We offer world-class expertise in a new global category

  • World-leading expertise at translating the savings circle to a scalable digital product

    Easily integrate into your technology infrastructure with plug and play API delivery. IP & systems fully in-house and purpose-built ready for launch in 10 weeks

    Capital-light model structured to scale rapidly and generate fee income without balance sheet risk

  • Capitalise on Megatrends like social finance, gamification, debt avoidance and financial wellbeing

    Gain insight from social-financial data to enhance cross-sell opportunities and mitigate credit risk

    Adapt and expand to meet the demands of their customers and offer engaging products

    Provide active digital-first communities to motivate and support customers to achieve their financial goals and reduce churn

Join our incredible investor base

Want to learn more about the opportunity?

Our unrivalled tech is a result of rigorous experimentation

  • Circle Tracker

  • Risk Management & Regulatory Compliance

  • Circle Match

  • Ambassador Suite

  • Funnel Optimiser

  • Circle Chat

Talk to us

How does a Savings Circle work?

Step 1 - Match

People get matched to a group of people with a similar financial goal and everyone contributes the same amount each month. For example £100 a month for 10 months to raise £1000.

Step 2 - Draw

Each month there is a random draw and one person is awarded the total, in this example £1000.

Step 3 - Repeat

This process repeats every month until everybody has received their £1000.

About Us

The Team

  • Lucy Mullins

    Co-Founder & COO

    Sales | People | Partnerships

  • Matthew Addison

    Co-Founder & CEO

    Global ROSCA Expert | Finance | Strategy

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